Aspire

Term Loan

GST Sole Proprietors

Your Loan Journey

  • Phone OTP

    Step 1
    30 secs

    Enter your mobile number and verify the OTP sent to your device to initiate the application.

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  • PAN (Sole Prop + GST check + Experian)

    Step 2
    2 mins

    Upload your PAN card. The system will automatically fetch details from the database.

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  • Tentative offer

    Step 3
    Instant

    View your eligible loan limit generated based on your credit score and profile.

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  • Bank Statement (Account Aggregator)

    Step 4
    5 mins

    Securely fetch your bank statements via Account Aggregator for quick, consent-based income verification and faster approval.

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  • Final Offer

    Step 5
    5 mins

    Review and accept your final approved loan amount, interest rate, and tenure after all verifications are completed.

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  • E-NACH

    Step 6
    5 mins

    Set up auto-debit for monthly EMI repayments using Net Banking or Debit Card.

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  • Video KYC

    Step 7
    10 mins

    Connect with a bank agent for live video verification. Ensure you have good lighting.

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  • Disbursal

    Step 8
    24 hours

    Money is credited directly to your bank account after final verification.

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