Verify mobile number via OTP and enter PAN to create your profile and start the loan journey.
Eligibility & Offer
Step 2
Instant
CIBIL score is generated and eligibility is checked based on credit score, serviceable PIN code, business vintage, and age. View and accept the loan offer.
KYC & Document Submission
Step 3
8 mins
Complete DigiLocker Aadhaar KYC and submit business details, selfie, shop photos, OHP, and required documents.
Video Verification & Credit Review
Step 4
Under Review
Initiate Video PD and Video KYC. Credit team reviews the case and may request additional documents if required.
Approval Decision
Step 5
Status Update
Loan application is either approved (sanctioned) or rejected after credit assessment.
Bank Verification & Agreement
Step 6
5 mins
Add and verify bank account and digitally sign the loan agreement to complete documentation.
Loan Disbursal
Step 7
24 hrs
The sanctioned loan amount is credited directly to your verified bank account.