Federal Bank Credit Card
Issued by Federal Bank
Federal Bank's credit cards (Signet, Imperio, Celesta and Wave variants) are lifetime free, with zero joining fee and zero annual fee. They offer accelerated rewards on travel and dining, airport lounge access and an instant virtual card on approval.
Joining fee
Free
Annual fee
Free
Fee waiver
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Finance charge
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As of 9 Nov 2026, from the issuer's official website. Final terms depend on your profile.
Check eligibility & apply →Key benefits
- Lifetime free: zero joining fee and zero annual fee
- Variant-specific MITC documents are published on federal.bank.in
Cons
- Finance charges vary by variant; check the MITC of the specific variant before applying
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