DBS Digibank Saving Account

Offered by DBS Bank India Limited

DBS digibank is a zero-balance digital savings account from DBS Bank India Limited, opened through the digibank app with Video KYC. It offers interest of up to 7% p.a., depending on your balance, and a free debit card.

Interest rate earned

2.5% – 7% p.a.

Best for

App-first savers who want a zero-balance account with high interest

As of 9 Nov 2026, from the bank's official website. Final terms depend on your profile.

Check eligibility & apply →

Key benefits

Zero balance account
Interest of up to 7% p.a., depending on balance
Free debit card
100% digital account opening through the digibank app with Video KYC

Best for

App-first savers who want a zero-balance account with high interest

Pros

Zero balance
Up to 7% interest
Fully digital opening with Video KYC

Cons

The interest rate depends on your balance slab; check the current slabs in the app before you open

Eligibility

Resident Indian
At least 18 years of age (minor accounts under a guardian are available)
Valid Officially Valid Document (OVD) for KYC
Mobile number registered in India, email address and a compatible mobile device

Documents required

PAN card (or Form 60)
Aadhaar or another OVD (passport, driving licence, voter ID, NREGA job card, NPR letter)

Frequently asked questions

Is the DBS digibank savings account zero balance?

Yes. DBS digibank is a zero-balance savings account.

How much interest does it earn?

Up to 7% p.a. The rate depends on your balance slab, and interest is calculated on the daily closing balance.

Is PAN mandatory?

Yes. DBS states a PAN card is required to open a savings account.

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