FlexiLoans Business Loan

Offered by Epimoney Private Limited (trade name FlexiLoans), an RBI-registered NBFC

An unsecured, collateral-free business loan from FlexiLoans, the trade name of Epimoney Private Limited, an RBI-registered NBFC. It is meant for existing businesses, including sole proprietors, partnerships, LLPs, private limited companies and MSMEs, that need funds for working capital, equipment, inventory or expansion.

Interest rate

—

Loan amount

—

Tenure

24 – 42 months

Processing fee

2-6% of the loan amount + GST (processing fee & document charges)

As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.

Check eligibility & apply →

Key benefits

Unsecured loan of up to ₹50 lakh
Interest rates starting from 12% per annum (1% per month), customised to business profile and credit score
Tenure of 24 to 42 months
Foreclosure charges of 5% on the pending principal amount
Late payment fee ₹1,000 + GST; bounce charges ₹750 per bounce
Online, branchless application

Best for

Established MSMEs with steady turnover

Pros

Lender is itself an RBI-registered NBFC
Loan amounts up to ₹50 lakh without collateral
Charges are published on the product page

Cons

Processing fee of 2-6% plus GST
Foreclosure charge of 5% on pending principal
Requires 700+ CIBIL score and ₹2 lakh monthly turnover

Eligibility

Age 21 to 64 years
Minimum 1 year of business operational history
Monthly turnover of ₹2 lakh or more
CIBIL score of 700 or above
Sole proprietors, partnerships, Pvt. Ltd. companies, LLPs and MSMEs

Documents required

PAN card
Proof of address (Voter ID / Driving Licence / Rental Agreement / Electricity Bill)
GST registration certificate or other business KYC
Last 6 months' bank statement
Last 2 years' ITR filings
6 months' GST returns
Financial statements (only for loans above ₹20 lakh)

Frequently asked questions

Who is the lender behind FlexiLoans?

FlexiLoans is the trade name of Epimoney Private Limited, a Non-Banking Financial Company registered with the RBI.

What is the interest rate?

Interest rates start from 12% per annum (1% per month) and are customised to your business profile and credit score.

Are financial statements required?

Only for loans above ₹20 lakh. Otherwise you need KYC, 6 months' bank statements, GST returns and 2 years' ITRs.

Similar products

Compare all business loan →

ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Epimoney Private Limited (trade name FlexiLoans), an RBI-registered NBFC, which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.

Guides

Business & MSME Loans