Muthoot Daily Business Loan
Offered by Muthoot Finance Limited (RBI Regn. No. N.16.00167)
An unsecured business loan from Muthoot Finance Limited, an RBI-registered NBFC, for self-employed business owners, offered through this channel with a daily repayment structure. Muthoot Finance's official website describes its small business loan with EMI repayment and does not separately describe a daily-repayment variant.
Interest rate
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As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.
Check eligibility & apply →Key benefits
- Unsecured: no collateral required
- Muthoot Finance's official website does not separately describe a daily (EDI) repayment variant; confirm the repayment schedule in the Key Fact Statement
- Funds are disbursed to the business bank account
- Loan amount starting from ₹50,000
- Tenure options from 104 to 313 days
Best for
Businesses with daily cash collections needing unsecured credit
Pros
- No collateral needed
- Lender is an RBI-registered NBFC
- Minimal documentation: KYC and 6 months of bank statements
Cons
- Daily repayments need steady daily cash flow
- Interest rate and fees for the daily-repayment variant are confirmed in the KFS — check it before accepting
Eligibility
- Self-employed individuals
- Minimum CIBIL score of 650; new-to-credit applicants accepted subject to banking surrogate
- Minimum business vintage of 2 years
- Retailers, traders, dealers, distributors, wholesalers and service providers
- Muthoot Finance may set minimum criteria on net business income, age, business vintage, nature of business and ownership of a house, office or shop, depending on risk profile
Documents required
- Business KYC
- Latest 6 months transacting business bank statement
- Individual KYC of proprietors / partners / directors
- Additional documents as decided by the sanctioning authority
Frequently asked questions
Who lends the Muthoot Daily Business Loan?
Muthoot Finance Limited, an NBFC registered with the RBI (Regn. No. N.16.00167).
Is this the same as Muthoot's EMI business loan?
Muthoot Finance's website describes one small business loan repaid through EMIs and does not list a separate daily-repayment version. Check the KFS for the repayment schedule offered to you.
Similar products
- Muthoot EMI Business LoanSmall traders and service businesses needing unsecured working capital
- Godrej Capital Business LoanEstablished MSMEs needing larger collateral-free loans
- mPokket Business LoanSmall and new businesses needing a small unsecured loan
- FlexiLoans Business LoanEstablished MSMEs with steady turnover
ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Muthoot Finance Limited (RBI Regn. No. N.16.00167), which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.
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