Axis Bank Credit Card
Issued by Axis Bank
Axis Bank issues a wide range of credit cards covering rewards, cashback, travel, fuel, co-branded and secured cards. Fees, benefits and finance charges vary by variant.
Joining fee
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Annual fee
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Fee waiver
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Finance charge
12.68% – 55.55% p.a.
As of 9 Nov 2026, from the issuer's official website. Final terms depend on your profile.
Check eligibility & apply →Key benefits
- Fees vary by card variant
- Most cards charge 3.75% per month (55.55% per annum); secured and Easy cards 3.4% per month (49.36% per annum); Reserve, Magnus and Olympus 3.0% per month (42.58% per annum)
- Foreign currency transaction fee of 3.5% on retail cards (lower on select premium cards)
- Cards against fixed deposit available
Best for
Choosing a card type from a large bank's range
Pros
- Wide choice of variants for different spending patterns
- Open to residents and NRIs
- Secured cards available
Cons
- Finance charges of up to 55.55% per annum on most cards
- Fees vary by variant; check the fee table before applying
Eligibility
- Age 18-70 years (up to 80 for Burgundy customers)
- Minimum income of ₹15,000 per month
- Resident of India or Non-Resident Indian
- Credit score and credit history are considered
Documents required
- Age and residential proof: PAN card, Aadhaar card, passport or driving licence
- Income proof: salary slips or income tax returns
Frequently asked questions
What is the minimum income for an Axis Bank credit card?
Axis Bank lists a minimum income of ₹15,000 per month, with the final decision at the bank's discretion.
What interest does Axis Bank charge on credit cards?
Per the Axis Bank MITC, most cards charge 3.75% per month (55.55% per annum). Rates are lower on some variants, such as secured and Easy cards at 3.4% per month.
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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Axis Bank, which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.