HDFC Bank PIXEL Play Credit Card
Issued by HDFC Bank Ltd
The HDFC Bank PIXEL Play Credit Card is a digital card managed through the PayZapp app, letting you choose the card design, billing date and cashback categories. It has a joining and renewal fee of ₹500 plus GST, with spend-based waivers. It suits users who want to pick their own cashback categories.
Joining fee
₹500
Annual fee
₹500
Fee waiver
Joining fee waived on ₹20,000 spend within 90 days of issuance; renewal fee waived on ₹1,00,000 spend in a year (fees exclude GST). The product page also advertises a lifetime-free offer — confirm at application.
Finance charge
45% p.a.
As of 9 Nov 2026, from the issuer's official website. Final terms depend on your profile.
Check eligibility & apply →Key benefits
- 5% cashback on any two chosen packs: Dining & Entertainment, Travel, Grocery, Electronics, Fashion
- 3% cashback on one chosen e-commerce platform: Amazon, Flipkart or PayZapp
- 1% cashback on UPI spends (PIXEL RuPay cardholders only)
- Choose card colour, billing date and merchant partners in PayZapp
- 1% fuel surcharge waiver on transactions of ₹400 to ₹5,000 (max ₹250 per statement cycle)
- Up to 50 days interest-free period from the date of purchase
Best for
Choosing your own cashback categories
Pros
- Customisable cashback categories and billing date
- Fee waivers available through spending
- FD-backed variant available without income proof
Cons
- Card setup and management happen through the PayZapp app
- 3.5% foreign currency transaction charge
- Finance charges of 3.75% per month (45% p.a.) if a balance is carried
Eligibility
- Indian national
- Salaried: age 21-60, monthly income ₹25,000
- Self-employed: age 21-65, annual ITR above ₹6,00,000
Frequently asked questions
What is the fee for the HDFC Bank PIXEL Play Credit Card?
HDFC Bank lists a joining and renewal fee of ₹500 plus GST. The joining fee is waived on ₹20,000 spend in the first 90 days, and the renewal fee on ₹1,00,000 spend in a year.
How does PIXEL Play cashback work?
You choose two packs for 5% cashback (from Dining & Entertainment, Travel, Grocery, Electronics and Fashion) and one e-commerce platform for 3% cashback (Amazon, Flipkart or PayZapp). RuPay cardholders also get 1% cashback on UPI spends.
What are the foreign transaction charges?
HDFC Bank lists a 3.5% foreign currency transaction charge on the PIXEL Play Credit Card.
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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by HDFC Bank Ltd, which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.