Kotak Mahindra Bank Credit Card

Issued by Kotak Mahindra Bank Ltd

Kotak Mahindra Bank issues credit cards across Shopping, Cashback, Travel, Fuel, Premium, Business and Entertainment categories, including Cashback+, League Platinum, Air, Air+, IndianOil, PVR INOX, IndiGo, Zen, White and UPI RuPay cards. Fees and benefits differ by variant, and some variants are listed with zero joining and annual fees.

Joining fee

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Annual fee

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Fee waiver

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Finance charge

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As of 9 Nov 2026, from the issuer's official website. Final terms depend on your profile.

Check eligibility & apply →

Key benefits

Card categories include Shopping, Cashback, Travel, Fuel, Premium, Business and Entertainment
Some variants, such as League Platinum and the UPI RuPay card, are listed with no joining or annual fee
UPI RuPay credit card variant supports UPI payments
Online application: choose a card, share basic details including PAN and Aadhaar, complete video KYC and receive a virtual card
Joining fees, annual fees and finance charges vary by variant — check the card's KFS

Best for

Choosing from a mix of free and paid cards

Pros

Range includes no-fee variants as well as travel and co-branded cards
Digital application with video KYC and a virtual card

Cons

Fees, rewards and finance charges differ by variant and need card-level checks
Some cards, such as PVR Kotak Gold, are discontinued for new applications

Documents required

PAN
Aadhaar

Frequently asked questions

Does Kotak have lifetime free credit cards?

Kotak's card listing shows the League Platinum Credit Card with INR 0 joining and annual fee and the UPI RuPay Credit Card with Nil fees; other variants carry fees.

How do I apply for a Kotak credit card online?

Kotak lists three steps: select a card, share basic details such as name, phone number, PAN and Aadhaar, then complete video KYC to receive a virtual card.

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