Tata Neu HDFC Bank Credit Card
Issued by HDFC Bank Ltd
The Tata Neu HDFC Bank Credit Card is a co-branded card from HDFC Bank and Tata Neu that earns NeuCoins on spends at Tata Neu, partner Tata brands and elsewhere. The details below are for the Tata Neu Plus variant, which has a joining and renewal fee of ₹499 plus taxes; a separate Tata Neu Infinity variant also exists. It suits regular shoppers on Tata Neu and Tata brands.
Joining fee
₹499
Annual fee
₹499
Fee waiver
Renewal fee waived on spends of ₹1,00,000 or more in a year before the renewal date (fees exclude applicable taxes)
Finance charge
45% p.a.
As of 9 Nov 2026, from the issuer's official website. Final terms depend on your profile.
Check eligibility & apply →Key benefits
- 2% back as NeuCoins on non-EMI spends on Tata Neu and partner Tata brands (Tata Neu Plus)
- 1% back as NeuCoins on non-Tata brand spends and merchant EMI spends
- Up to 1% back as NeuCoins on eligible UPI spends, capped at 500 NeuCoins per calendar month
- Welcome benefit of 499 NeuCoins on the first transaction within 30 days (not for lifetime-free or first-year-free cards)
- One domestic lounge voucher per calendar quarter on spends of ₹50,000 or more in that quarter
- 1% fuel surcharge waiver on transactions of ₹400 to ₹5,000 (max ₹250 per statement cycle)
Best for
Regular Tata Neu and Tata brand shoppers
Pros
- NeuCoins rewards on Tata Neu and partner Tata brand spends
- Welcome NeuCoins offset the first-year fee
- Renewal fee can be waived through spending
Cons
- No NeuCoins on fuel, wallet, rental, government and online gaming transactions
- Lounge access requires quarterly spends of ₹50,000
- Finance charges of 3.75% per month (45% p.a.) if a balance is carried
Eligibility
- Indian national
- Salaried: age 21-60, monthly income ₹25,000
- Self-employed: age 21-65, annual ITR above ₹6,00,000
Documents required
- Identity proof: PAN, Aadhaar, passport, voter ID or driving licence
- Address proof: Aadhaar, passport, utility bill, rental agreement or bank statement
- Income proof: recent salary slips, Form 16, ITR or bank statements
- Passport-size photographs
Frequently asked questions
What is the fee for the Tata Neu Plus HDFC Bank Credit Card?
HDFC Bank lists a joining and renewal fee of ₹499 plus applicable taxes. The renewal fee is waived on spends of ₹1,00,000 or more in a year before the renewal date.
How many NeuCoins does the Tata Neu Plus card earn?
2% back as NeuCoins on non-EMI spends on Tata Neu and partner Tata brands, 1% on non-Tata brand and merchant EMI spends, and up to 1% on eligible UPI spends (capped at 500 NeuCoins per calendar month).
Does the card offer lounge access?
Yes, as a milestone benefit: one domestic lounge voucher per calendar quarter on spends of ₹50,000 or more in that quarter, up to 4 per calendar year.
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