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YES Bank POP-CLUB Credit Card

Issued by YES BANK Ltd

The YES BANK POP-CLUB Credit Card is a lifetime-free RuPay credit card with no joining fee and no annual fee. It earns POPcoins rewards, can be linked to UPI for credit card payments, and comes with partner joining benefits.

Joining fee

Free

Annual fee

Free

Fee waiver

—

Finance charge

47.88% p.a.

As of 9 Nov 2026, from the issuer's official website. Final terms depend on your profile.

Check eligibility & apply →

Key benefits

  • Lifetime free: ₹0 joining fee and ₹0 annual fee
  • POPcoins rewards on spends
  • RuPay card that can be linked to UPI
  • Partner joining benefits
  • Interest-free credit period of up to 50 days

Best for

Lifetime-free RuPay card for UPI spends

Pros

  • No joining or annual fee
  • Works with UPI

Cons

  • Finance charges of 3.99% per month (47.88% p.a.) if a balance is carried

Frequently asked questions

Is the YES BANK POP-CLUB Credit Card free?

Yes. The POP-CLUB card is lifetime free, with no joining fee and no annual fee.

What interest rate applies on POP-CLUB?

Finance charges of 3.99% per month (47.88% p.a.) apply if you carry a balance past the due date.

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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by YES BANK Ltd, which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.