CredMe Personal Loan
Offered by Exude Vincom Private Limited (NBFC), RBI License Number B-05.01764
CredMe is a digital lending marketplace owned by Delviant AI Labs Private Limited, with loans provided by Exude Vincom Private Limited, an RBI-registered NBFC. It offers collateral-free personal loans for salaried individuals aged 24 to 56. It suits borrowers who need a small loan quickly and can accept a high cost of credit.
Interest rate
—
Loan amount
₹5,000 – ₹1.2 L
Tenure
—
Processing fee
Up to 10% + 18% GST on processing fee
As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.
Check eligibility & apply →Key benefits
- Loan amount ₹5,000 to ₹1,20,000
- Tenure of up to 45 days
- Interest starting from 1%
- APR up to 486.67%, as published
- Delay charge of 0.25% per day on overdue principal
- Fully digital application
Best for
Urgent small loans
Pros
- Lender name and RBI licence number are published on the Digital Lending Partners page
Cons
- Very high cost: published APR is up to 486.67%
- Processing fee up to 10% plus GST
Eligibility
- Salaried individuals aged 24 to 56
- Minimum monthly salary of ₹25,000, credited to a bank account
- Valid KYC and bank account details
- Final approval subject to verification and lender policy
Frequently asked questions
Who is the lender for CredMe loans?
CredMe offers loans from ₹5,000 to ₹1,20,000, subject to lender approval.
How much can I borrow on CredMe?
The website lists a loan amount range of ₹5,000 to ₹1,50,000, subject to lender approval.
What does a CredMe loan cost?
CredMe publishes an APR of up to 486.67% and a processing fee of up to 10% plus 18% GST. Overdue principal attracts a delay charge of 0.25% per day.
Similar products
- Kamakshi Money Personal LoanSmall short-term cash needs
- PaisaBoxx Personal LoanSmall loans for salaried borrowers
- DigiCredit Personal LoanShort-term loans for regular-income earners
- TrueFund Personal LoanPayday cash shortfalls
ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Exude Vincom Private Limited (NBFC), RBI License Number B-05.01764, which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.