TrueFund Personal Loan
Offered by Agrim Fincap Private Limited (NBFC-ICC, Base Layer), RBI Reg No. B-14.02333
True Fund is a digital personal loan brand operated by Agrim Fincap Private Limited, an RBI-registered NBFC. Its interest rate policy describes payday-style short-tenor loans priced on a per-day rate. It suits salaried borrowers who need a small amount until their next salary and can repay quickly.
Interest rate
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Loan amount
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Tenure
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Processing fee
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As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.
Check eligibility & apply →Key benefits
- Interest rate standardised in the range of 0.4% to 1.1% per day, as per Agrim Fincap's Interest Rate Policy
- APR is disclosed in the sanction letter, loan agreement and Key Fact Statement
- Penal charge of Rs. 500 per month (excluding GST) in case of default
- Processing fee and GST charged separately as specified in the sanction letter
- Fully digital application with disbursal to bank account
Best for
Payday cash shortfalls
Pros
- Lender's RBI registration number and interest rate policy are published
- Penal charges are a fixed published amount, not penal interest
Cons
- Very high cost: per-day interest of 0.4% to 1.1% is far above typical personal loan rates when annualised
- Processing fee is not published on the website
- Designed for very short (payday) repayment periods
Documents required
- Identity proof (Aadhaar/PAN)
- Address proof
- Bank statements
- Basic income details
Frequently asked questions
Who operates True Fund?
True Fund is a brand operated by Agrim Fincap Private Limited, an RBI-registered NBFC (RBI Reg No. B-14.02333).
What interest rate does True Fund charge?
Agrim Fincap's Interest Rate Policy states its rate of interest is standardised in the range 0.4% to 1.1% per day. The APR for your loan is shown in the Key Fact Statement.
What happens if I default?
The policy states a standard penal charge of Rs. 500 every month (excluding GST) in case of default.
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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Agrim Fincap Private Limited (NBFC-ICC, Base Layer), RBI Reg No. B-14.02333, which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.