DigiCredit Personal Loan
Offered by Khosya Finlease Private Limited (NBFC)
DigiCredit is a digital loan facilitation platform operated by IESOUS; loans are issued and disbursed by Khosya Finlease Private Limited, an NBFC. It offers short-term personal loans with tenures of 62 to 120 days. It suits salaried borrowers aged 21 to 60 earning at least ₹25,000 a month who need a small loan quickly.
Interest rate
—
Loan amount
₹1,000 – ₹50,000
Tenure
—
Processing fee
5% onwards
As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.
Check eligibility & apply →Key benefits
- Loan amount ₹1,000 to ₹50,000
- Tenure of 62 to 120 days
- Interest rate 3% onwards per month
- Nil pre-closure charges
Best for
Short-term loans for regular-income earners
Pros
- Nil pre-closure charges
- CIBIL score of 600 and above accepted
Cons
- High cost of credit: interest from 3% per month plus processing fee from 5%
Eligibility
- Age 21 to 60 years
- Indian resident
- Minimum monthly salary of ₹25,000
- CIBIL score of 600 or above
- PAN Card and Aadhaar Card
- Bank account
Documents required
- PAN Card
- Aadhaar Card
Frequently asked questions
Who issues DigiCredit loans?
Loans are issued by Khosya Finlease Private Limited (NBFC). DigiCredit is operated by IESOUS and functions only as a digital facilitation platform.
What are DigiCredit's interest rate and fees?
The website lists an interest rate of 3% onwards per month, a processing fee of 5% onwards and nil pre-closure charges.
Who is eligible?
Indian residents aged 21 to 60 with a PAN, Aadhaar, regular income, a bank account and a fair bureau score.
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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Khosya Finlease Private Limited (NBFC), which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.