KreditBuddha Personal Loan
Offered by Avinash Capital Markets Pvt. Ltd. (NBFC), RBI License Number 05.00580
KreditBuddha is a digital lending marketplace by Vimanotech India Private Limited, with personal term loans provided by Avinash Capital Markets Pvt. Ltd., an RBI-registered NBFC. It offers collateral-free personal loans. It suits salaried borrowers aged 24 to 56 who want a small short-term loan through a fully digital process.
Interest rate
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Loan amount
₹5,000 – ₹1.2 L
Tenure
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Processing fee
2% + 18% GST per the Rates and Fees table (loan calculator shows up to 10%)
As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.
Check eligibility & apply →Key benefits
- Loan amount ₹5,000 to ₹1,20,000
- Tenure of up to 45 days
- Interest starting from 1%
- 100% digital process
Best for
Salaried borrowers needing a small unsecured loan
Pros
- Lender name and RBI licence number are published
Cons
- Short repayment period of up to 45 days
- Check the APR and total repayable amount in the Key Fact Statement before accepting
Eligibility
- Salaried individuals aged 24 to 56
- Minimum monthly salary of ₹25,000, credited to a bank account
- Valid KYC and bank account details
Documents required
- PAN card
- Aadhaar card
- Salary slips
- Bank statements
- Employment details
Frequently asked questions
Who lends through KreditBuddha?
KreditBuddha's Digital Lending Partners page names Avinash Capital Markets Pvt. Ltd. (RBI License Number 05.00580) as the lender. Vimanotech India Private Limited is the lending service provider.
What documents are needed?
PAN card, Aadhaar card, salary slips, bank statements and employment details. Additional documents may be requested.
What does a KreditBuddha loan cost?
Interest starts from 1%. Your exact rate, fees and APR are shown in the Key Fact Statement before you accept the loan.
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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Avinash Capital Markets Pvt. Ltd. (NBFC), RBI License Number 05.00580, which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.