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MoneyDot Personal Loan

Offered by Finagle Financial Services Private Limited (non-deposit-taking NBFC, RBI CoR No. N-14.03528)

MoneyDot is a digital lending platform operated by YRS Solutions, with loans approved and disbursed by its NBFC partner Finagle Financial Services Private Limited. It offers personal loans from ₹5,000 to ₹25,000 repaid over 3 months, for salaried or self-employed borrowers.

Interest rate

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Loan amount

₹5,000 – ₹25,000

Tenure

3 months

Processing fee

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As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.

Check eligibility & apply →

Key benefits

  • Loans from ₹5,000 to ₹25,000
  • Repayment over 3 months
  • Maximum APR disclosed as 75%
  • All loans approved and disbursed by RBI-registered NBFC partner Finagle Financial Services

Best for

Small loans up to ₹25,000 repaid over 3 months

Pros

  • Maximum APR is published before applying
  • Lending NBFC is named on the site
  • Open to both salaried and self-employed applicants

Cons

  • APR can be as high as 75%
  • Maximum loan amount is ₹25,000

Eligibility

  • Age 21 to 60 years
  • Minimum monthly income ₹15,000
  • Salaried or self-employed

Documents required

  • PAN card (mandatory)
  • Aadhaar card for KYC
  • Bank statements (last 3 months)
  • Salary slips or income proof

Frequently asked questions

Who is the lender behind MoneyDot?

MoneyDot states that all loans are approved and disbursed by its RBI-registered NBFC partner, Finagle Financial Services Private Limited.

What does a MoneyDot loan cost?

MoneyDot discloses a maximum APR of 75%. Actual terms are shown in the lender's Key Fact Statement.

What documents are needed?

PAN card, Aadhaar card for KYC, the last 3 months of bank statements, and salary slips or other income proof.

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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Finagle Financial Services Private Limited (non-deposit-taking NBFC, RBI CoR No. N-14.03528), which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.

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