Poonawalla Fincorp Personal Loan
Offered by Poonawalla Fincorp Limited (NBFC)
Poonawalla Fincorp's Instant Pocket Loan is an online unsecured personal loan of up to ₹5 lakh offered directly by Poonawalla Fincorp, an NBFC. The application is completed online with Aadhaar-based KYC and credit bureau checks. It suits Indian residents with a household income above ₹3 lakh a year who want an instant loan from an established lender.
Interest rate
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Loan amount
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Tenure
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Processing fee
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As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.
Check eligibility & apply →Key benefits
- Instant loan up to ₹5 lakh
- Interest rate starting at 12.65%* (varies as per the lender's internal policy)
- Zero pre-payment charges* (terms and conditions apply)
- Illustration: ₹1 lakh at 15% for 3 years gives an EMI of ₹3,467 per month
- Online application with Aadhaar consent and CKYC record retrieval
Best for
Instant loans up to ₹5 lakh
Pros
- Offered directly by an RBI-regulated NBFC
- Zero pre-payment charges as published (T&C apply)
Cons
- Only a starting interest rate is published; your rate depends on internal policy
- Processing fee and tenure range are not stated on the Instant Pocket Loan page — check the KFS
- Requires household income above ₹3 lakh a year
Eligibility
- Household income more than INR 3 lakh annually (applicant declaration)
- Indian nationals with a +91 mobile number
Frequently asked questions
How much can I borrow with the Poonawalla Fincorp Instant Pocket Loan?
The application page offers instant loans of up to ₹5 lakh.
What is the interest rate?
Poonawalla Fincorp states the interest rate starts at 12.65%* and may vary based on its internal policy.
Are there pre-payment charges?
The page states zero pre-payment charges, subject to terms and conditions.
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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Poonawalla Fincorp Limited (NBFC), which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.