Prefr Personal Loan

Offered by Prefr

Prefr is a personal loan platform run by Dreamplug Technologies Pvt Ltd that connects borrowers with loan offers from its lending partners. It offers loans of up to ₹5 lakhs with tenures of 12 to 48 months for salaried and self-employed individuals.

Interest rate

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Loan amount

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Tenure

12 – 48 months

Processing fee

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As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.

Check eligibility & apply →

Key benefits

Loans up to ₹5 lakhs
Tenure from 12 to 48 months
No collateral required
Digital process with Aadhaar verification, bank statement and face verification steps
Optional EMI Protection Plan
Fees vary by lender and offer; not published on the website

Best for

Multi-year EMI loans up to ₹5 lakhs

Pros

Longer EMI tenures than short-term loan apps
Open to salaried and self-employed applicants
No collateral needed

Cons

Interest rate and processing fee are not published on the website
Lending partner details not clearly published — check the KFS before accepting

Eligibility

Salaried employees and self-employed individuals across India

Frequently asked questions

Who can apply for a Prefr personal loan?

Prefr states that both salaried employees and self-employed individuals across India can apply for a loan of up to ₹5 lakhs.

What tenure options does Prefr offer?

Prefr lists loan tenure options from 12 months to 48 months.

Does Prefr need collateral?

No. Prefr states that no collateral is needed for its loans.

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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by Prefr, which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.

Guides

Personal Loans

Personal Loan Eligibility Criteria in India: What Lenders Check

Personal loan eligibility criteria explained: age, income, job stability, CIBIL score and FOIR, with a worked example of how much you can borrow.

9 Nov 2026 · 9 min read