Ram Fincorp Personal Loan

Offered by R.K. Bansal Finance Private Limited (RBI Registration B-14.00700)

Ram Fincorp is a brand of Kundanmal Technology Private Limited, acting as a lending service provider; loans are approved and funded by R.K. Bansal Finance Private Limited, an RBI-registered NBFC. It offers short-term personal loans from ₹500 to ₹2,00,000 for borrowers who need funds quickly through an online process.

Interest rate

62% – 365% p.a.

Loan amount

₹500 – ₹2 L

Tenure

—

Processing fee

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As of 9 Nov 2026, from the lender's official website. Final terms depend on your profile and are confirmed in the Key Fact Statement.

Check eligibility & apply →

Key benefits

Loans from ₹500 to ₹2,00,000
Fixed interest rate of 62% p.a. to 365% p.a., with no compounding
Disbursal within 2 hours of approval, subject to verification
Fully online, paperless application
No advance payment or processing fee is collected before approval or disbursal

Best for

Very short-term urgent cash needs

Pros

Lending NBFC and its RBI registration number are published
Small loan amounts available
Fair Practice Code and grievance escalation matrix are published

Cons

Very high interest: up to 365% p.a.
Tenure and processing fee are not stated on the website — check the KFS before accepting
Specific age and income criteria are not published

Frequently asked questions

Who lends Ram Fincorp loans?

Ram Fincorp states that loan offers are approved and funded by R.K. Bansal Finance Pvt. Ltd., an NBFC registered with the RBI (Registration B-14.00700).

What interest rate does Ram Fincorp charge?

R.K. Bansal Finance lists a fixed interest rate of 62% p.a. to 365% p.a. on its personal loans. Your exact rate is shown in the Key Fact Statement.

Will I be asked to pay a fee before the loan is disbursed?

Ram Fincorp states that it does not ask customers for any advance payment, security deposit or processing fee before loan approval or disbursement.

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ClickPe is a financial marketplace and Digital Lending Service Provider. This product is offered by R.K. Bansal Finance Private Limited (RBI Registration B-14.00700), which makes the final decision on your application. Using ClickPe is free; we may receive a commission if your application is approved.

Guides

Personal Loans

Personal Loan Eligibility Criteria in India: What Lenders Check

Personal loan eligibility criteria explained: age, income, job stability, CIBIL score and FOIR, with a worked example of how much you can borrow.

9 Nov 2026 · 9 min read